I have updated my budget through to the end of the year to take into account:
(i) the recent sale and purchase of properties (including different rental levels and mortgage payments)
(ii) changes to spending to reflect additional costs associated with my children (which I fear will be the beginnings of a trend)
(iii) changes to my income projections for the rest of the year
(iv) a short holiday at Christmas for the family in Asia instead of further away (at lower cost).
Even after putting aside money for tax I will still have a cash surplus at the end of the year and the surplus will be slightly larger than the previous budget. The question is: what should I do with it?